Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY):-
AB-PMJAY is a government health insurance scheme launched by the Government of India in 2018. The primary goal is to provide financial protection and improve health outcomes for over 100 million vulnerable families in India.
Golden Card:-
Golden Card:-
The Ayushman Bharat card is often referred to as the "Golden Card." This card is issued to eligible beneficiaries under the AB-PMJAY scheme.
Eligibility Criteria:-
Eligibility Criteria:-
The scheme primarily targets economically vulnerable families identified based on the Socio-Economic Caste Census (SECC) data. Eligibility criteria may vary by state.
Coverage: -
Coverage: -
AB-PMJAY provides coverage for hospitalization expenses, including pre-existing conditions. The coverage extends to various medical procedures and treatments.
Benefit Limit: -
Benefit Limit: -
The scheme provides a defined benefit cover of up to ₹5 lakhs per family per year.
Hospital Empanelment: -
Hospital Empanelment: -
Under AB-PMJAY, hospitals need to be empaneled to provide services to beneficiaries. Empaneled hospitals are required to display the AB-PMJAY logo.
How to Avail Services:-
How to Avail Services:-
Beneficiaries with the Ayushman Bharat card can avail themselves of services at empaneled hospitals by presenting the card during hospitalization.
Online Registration: -
Online Registration: -
Many states allow online registration for the scheme, and beneficiaries can check their eligibility and enroll through the official AB-PMJAY portal or designated Common Service Centers (CSCs).
State-Specific Implementation:-
State-Specific Implementation:-
The implementation and administration of AB-PMJAY may vary by state, as states have the flexibility to tailor certain aspects of the scheme based on their requirements.
Health and Wellness Centers (HWCs):-
Health and Wellness Centers (HWCs):-
AB-PMJAY also focuses on establishing Health and Wellness Centers (HWCs) to provide comprehensive primary healthcare services.
Please note that details and updates about government schemes can change, and it's advisable to check with official government sources or the Ayushman Bharat portal for the most current information.
Please note that details and updates about government schemes can change, and it's advisable to check with official government sources or the Ayushman Bharat portal for the most current information.
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